About Us

Melissa Prusky, Senior Investment Advisor, and Martin Garcia, Investment Advisor with Mandeville Private Client Inc., have over 50 years of combined business experience and are able to provide their clients with a tailored approach to wealth management that puts the "client" first.

The Prusky-Garcia Team is committed to helping you achieve all your financial goals by providing you with tactical solutions designed to meet your specific needs. We pride our practice not just with taking care of your investment needs, but more importantly providing the complete picture by designing a dynamic plan for your success. This plan is holistic in nature and is achieved by leveraging the expertise of our Team across the Mandeville Private Client & Portland Investment Counsel group of companies and managers.

Melissa & Martin are able to provide their clients with the unique and successful "Mandeville Difference", an approach that is proven to the success of wealth creation using specific Rules, Needs, Formula and Laws.

The practice consists of Wealth Creation, Growth and Management but also is able to provide assistance in other financial needs such as:

  • Business Succession Planning
  • Financial Planning
  • Estate Planning
  • Tax Planning
  • Private Banking

What does this mean to you as a client?  We do not just deal with investments or "investment packages" rather we provide a holistic approach to managing the overall health and wealth of your life. From financial planning to estate planning to setting your children up with RESP's for school, to managing your RRSP's and retirement planning. The idea is not to sell a product, the idea is 'to get it right the first time' by being prepared and actively positioning our clients ahead of ourselves. We are here to serve.

Our 4 Areas Of Expertise

The Prusky-Garcia Team has 4 main areas of expertise:

 

1. "The Mandeville Difference''

Using specific and strategic managers and products that allow us to give our clients the returns they want in conjunction with their risk and volatility factors. Using our proprietary Asset Allocation Tool, providing a selection of Public & Private companies to enhance the future growth of client portfolios taking in to account our "Framework" and using the 5 Investment Needs, 5 Laws of Wealth Creation and the Formula of Wealth Creation, we know that every client is different as are their time horizons. We build portfolios specific to each individual client. Expected annualized returns should be approx. 6%-8%.

2. Flow-Through Investing

This is specific for individuals that earn in excess of $150,000 per year. This tax advantage strategy gives clients a 100% tax deduction against their income in the year it is purchased. For example, if you earn $500,000 and you purchase $150,000 of FT, you only pay tax to CRA based on $350,000 of earned income

3. Guaranteed Income for Life (100% no downside risk)

This is an insurance product with an investment component allowing clients to invest their registered and non-registered assets with a zero risk on the monies. In addition, the client is guaranteed 5% on their money, even if it were to simply sit in cash, every year (plus they should also expect to receive an investment return of approx. 6%-8% over and above that 5% guarantee)

4. Platinum Investment Program “PIP”

This is a leveraged loan program we do in conjunction with DUCA Credit Union that allows clients to increase their monthly income (tax free) working to help them pay down debt (such as a mortgage) or to use any way they want. This program reduces annual income taxes while increasing monthly cash flow. This is done in a tax efficient manner. This investment loan is a no margin call loan so market volatility does not affect the portfolios

 

Personalized Care and Customized Solutions

We are  committed to delivering the highest standard of excellence in personalized customer service. We take the time to learn about our clients' goals and aspirations and incorporate this knowledge into a customized wealth program that is aligned with the most successful private and institutional investors.

 

Independence and Excellence

What sets us apart from other advisors is our pursuit of excellence. Our advisors are independent professionals. This means they enjoy the freedom to recommend only those products and services which are best-suited for their clients. Our clients enjoy ACCESS to a distinctly unique lineup of private and alternative investment products.

“Investing is simple, but not easy?”

Warren Buffett

Our Values

Integrity

We act with integrity above all else through honest and complete communication; effective listening; and accountability. Our reputation is an asset that is irreplaceable and must be safe guarded.

Clients' Interests Above All

Our clients' interests come first, and each client is unique and exceptional. We know that in the long run we will be rewarded by doing what is right for our clients.

Excellence In Execution

We are committed to excellence in execution and service delivery. We strive to be "best in class, first time right, on time, every time." We will achieve client satisfaction through our product design, our client service standards and by our actions.

Teamwork

We value teamwork and hardwork in order to accomplish our goals. Everyone has a role to play in contributing to success. No one person has a monopoly on intelligence or creativity and everyone is valued and respected.

Community

We are a corporate citizen that is part of a larger community. We strive to "do well and do good" by sharing our success and giving back to society.

“To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What’s needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework.”

Warren Buffett, Preface to “The Intelligent Investor” by Benjamin Graham